I Really Appreciated the Honest Service I Got

I decided to go out on a limb and purchase a small building to run my business out of. I’m short on cash, and did not want to go through dealing with a loan, so I knew that I could be pushing it. Everything looked to be in perfect condition, but that could change at any time. That is exactly what happened when the air conditioning unit suddenly went out. I panicked. But it needed to be fixed, so I asked around about HVAC repair in NYC and found a company that quite a few people told me is very reputable.

When the employee showed up, I literally crossed my fingers upon seeing him. I trust my friends who gave me advice, but perhaps they just got lucky. But the employee was fantastic. He knew his stuff. And it was really obvious to me that he could be trusted. I feared that he may tell me that I would need a brand new unit and would need to spend thousands, but he pointed out that he had an instant hunch of the problem, and there was no need to go that far. » Read more

I Had to Have My Back Adjusted

It was not the first time this has happened, but it was definitely a big inconvenience to me. I was on a long road trip for business and one morning I woke up with a crippling stiffness in my back. It has happened before, but the last time I was not very far from home and I have a Santa Rosa chiropractor that I trust to fix me up. He has this gadget that is like a little electric hammer which seems to be the safest way to go about this. There are a lot of different methods available to the chiropractor, but this is the one I would pick if I had my choice in the matter. They can do this method very meticulously and cautiously while they are using some sort of imaging device to monitor the movement of the bones. So it is possible to gradually do the task without much risk of a disastrous mistake. » Read more

Maserati To Merge With Chrysler

Maserati is one of the most famous names in car manufacturing, and has always had its niche, which nobody expected to change. However, the company seems to be coming Americanized, to the surprise of many observers and industry insiders. Partly, this is because many car companies are consolidating, which is the only way they can survive in today’s often competitive and uncertain economic climate. Maserati’s parent company of Fiat has announced plans to merge with the American car company, Chrysler. Developing and marketing a luxury Maserati SUV in Detroit is the first project that both companies will be involved in.

Of course, part of the appeal of the Maserati brand is that the cars have always been produced in Italy, a country well known for its sense of design, and the word Italy tends to evoke style and elegance. The US has always produced fine cars, but nothing with the allure of some of the Italian cars. Fiat announced that the new luxury vehicle would be made on the underpinnings of a Jeep model, specifically the Grand Cherokee, and the news came as something of a shock to many people. Based on the costs of other Maserati cars, you can probably expect to pay at least $100,000, and probably more than that. However the Grand Cherokee retails for around $30,000 so it does not really seem compatible with the more luxurious Maserati name.

A reason for this venture was given by the CEO of Chrysler and Fiat, when he explained that driving a Jeep across the United States was a wonderful experience, and would be even better with a luxury car. More expensive cars often use the underpinnings of cheaper models, so this arrangement is not unusual and Fiat points out that the other materials will come from the usual Maserati sources. A Maserati SUV may be just what is needed to keep the company strong, despite the fact that the merger is unexpected, to say the least.

Debt Recovery in a Tough Economic Climate

Canadian Corporate Legal Services kinder, gentler, and highly effective approach to negotiations and debt recovery in a tough economic climate

The current economic slowdown has forced Canadian companies of all sizes to face the unwelcome reality of unpaid invoices or bad debts. Debt recovery can be a problem. Negotiating for debt recovery on your own can be problematic and ineffective.

Some companies operate exclusively using electronic payments, letters of credit or C.O.D. deliveries. Not all businesses can function using these methods exclusively or at all. There is another challenging level of challenge involved in dept recovery.

Consider the following story. A lumberyard sells a truckload of lumber to a general contractor to renovate a new restaurant. No documentation is exchanged between the two companies or the restaurant. The general contractor was given thirty days after the delivery to make a payment. The thirty days have come and gone and the lumberyard has not received a payment. Weekly phone calls are not effective in stimulating a willingness to pay because of the restaurants undisclosed financial difficulties that the restaurant is experiencing. Each conversation becomes increasingly heated causing tempers to flair on both sides.

What to do? Typically, the next step is for the lumberyard to prepare a stern “demand letter. However, such a letter may progressively alienate the customer making matters worse. If there is a problem with the accuracy of the name of the company and names of the owners further complications can ensue.

We recommend that Canadian Corporate Legal Services be brought in at this stage stimulate an amicable negotiation for dept recovery. Our first step in negotiating debt recovery would be to build a detailed file with all pertinent details. This may include yes; credit history, review of debtors actions in connection to this latest debt, names of those involved, exact company names, details of the goods supplied, taxes levied and times of shipping and receipt. Next, we would call the owner of the general contractor and establish a cordial working rapport. Politely but firmly we would indicate that we are acting on behalf of the lumberyard and were preparing to take the matter to court in a predetermined period of days. Emphasizing that the lumberyard has supplied a needed component of the restaurant. We would also appeal to the owner to arrange for payment in a timely and workable timeframe and point out that he might be liable to our client as well. If these calls fail, a demand letter is sent to the restaurant indicating the commencement of legal action. All these efforts are meticulously recorded. Generally, we achieve positive results without the need to go to court. If there is need we have the expertise to proceed quickly and successfully.

Canadian Corporate Legal Services has been actively involved in debt collections for over 20 years. Collectively, we have over 70 years of experience in helping companies negotiate and collect what is owed to them while preserving customer good will and a positive corporate image.

Top 10 Secrets Of Federal Government Employee Discounts

Although government jobs are some of the most stable careers in the economy, federal employees are still watching their bank accounts and trying to save money. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Auto Parts
5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

4. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

5. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. LongFenceandHome.com offers a discount to federal employees and military personnel on a wide variety of products and services.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

8. Travel

When planning a trip, Govarm.com is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. Fedsave.com and RecGov.org

These are the top recommended sites for searching government discounts. Fedsave.com offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

Government discounts are abundant, but are often overlooked. With some quick research, you may find yourself saving a lot of money.

True Prophets Are Bad Team-players

Prophets and prognosticators of social, political, and economic trends are often shunned, outcast, mocked, or outright punished. Even when their predictions come true during their own lifetime, they are rarely acknowledged or compensated for the abuse and mistreatment meted out to them throughout their “years in the desert”. In stark contradistinction, the originators of scientific theories attain fame and a slew of pecuniary rewards once their theories prevail.

This disparity is because people are invested – both emotionally and materially – in prevailing social, economic, and political trends, fashions, and assets. The Establishment rely for their survival on inertia, and on the blindness, ignorance, and acquiescence of the masses. True prophets and successful prognosticators tend to “rock the boat” and undermine this edifice of wealth and privilege. They constitute a present and immediate danger. Social ostracism is the most effective weapon against them. Persecution may follow if it proves insufficient.

But, there are deeper reasons for the resentment and consequent maltreatment of true prophets and successful prognosticators.

First, by straying outside the “official line” and by predicting (and thus promoting) change, they prove themselves unable to conform to extant social mores, edicts, values, and etiquette. This overt non-conformism renders them solitary, idiosyncratic, and eccentric. They are not – and cannot be – team-players.

A good case can be made that human progress is dependent on the ability to work in teams. Disruptive, asocial, schizoid, narcissistic, or antisocial individuals threaten not only the society on the fringes of which they operate, but also the very survival of its members. Hence the almost instinctual aversion most people have towards the maverick, the pioneer, the innovator, and the successful prognosticator.

Second, as far as society goes, the very fulfillment of prophecies, predictions, and prognoses is humiliating and constitutes a major narcissistic injury. The prophet or analyst or prognosticator is in the position to gloat and to say: “I told you so!”. Predictions come true and prophecies vindicated are reminders of the obtuseness, inanity, shortsightedness, and sheer stupidity of the masses and their leaders, who refused to listen to the repeated warnings of the prophet or prognosticator.

It is a lose-lose situation. If he gets it wrong, the prophet or prognosticator is subject to scorn and opprobrium. If he get it right, he become a source of constant embarrassment. His very willingness to go on a limb and stick his neck out renders him an oddity, best-avoided, or even best-suppressed.

How To Tell If You Have Bruxism

The American Dental Associations has come out and stated that cases of bruxism/teeth grinding has risen to over half the population of the United States in recent years. One can understand how this rise has happened with all the stress that people are feeling from the tough economic situations that they have to live through every day.

Of course, it is difficult to say that this amount is a reality as it is hard to tell if you do have a problem, especially when sleeping. There are a few things that you can do to check if you have a bruxism issue, though, and that is what will be discussed here.

The first thing you can do to see if you have bruxism is to find a willing partner to monitor your sleeping habits. This doesnt mean that your husband or wife needs to stay up all night, drinking coffee and watching you closely to see if you are grinding your teeth.

What it does mean is your partner should make notes on whether or not they notice you grinding your teeth while you are asleep. If your partner notices that you are starting to grind your teeth, then they can simply pay attention to how long you are grinding them, and how hard you seem to be grinding your teeth.

Another way to tell if you have bruxism is to go through the list of symptoms that are associated with this issue. One thing you will notice right off is a sore jaw when you first wake up in the morning. You might also notice that you have a headache when you first wake up, or that a couple of your teeth seem to be a bit sore.

There is also a good chance that your gums will be swollen somewhat if you were grinding your teeth exceptionally hard during the night. This is one of the only ways that you can tell if you have bruxism issues in case you do not have any one that can check on you while you are asleep at night. If you find that you do have bruxism, then you should contact your dentist, and they can point out different ways that you can ease the suffering.

Benefiting From Auctions in This Economy

The American economy is in a recession, money is tight and its just down right rough for a lot of people these days. People have to be frugal but there are still some ways to benefit. One way is by learning about auctions, how and what to buy low and learning how to sell items high. Unfortunately, auctions are very popular these days at some people expense but everyone has to do what they need to, to get by and survive. Lets take a look at how anyone can benefit from an auction.

Anyone Can Benefit From Auctions

Chances are you have something or know something that can be sold. Anything and everything is auctioned off everyday from people all over the world. Collectibles, appliances, vehicles, books and more can be bought or sold and even better it can be done from the comfort of your home. E-bay is just one type of auction that comes to mind. All it takes is to go on e-bay and start looking around. With the help or tutorials and online assistance, it is easy to make money on eBay auctions. Free eBay auction tools help sellers list items for auction. Offering your items up for auction on eBay is easy and the costs are reasonable. eBay auction tools for sellers are plentiful and free. For sellers, making money is easy with eBay online auction. For bidders, buying that “have to have” item from eBay is just a few mouse clicks away. eBay is just one.

Deals At Auctions
Attending local auctions is a great way to find items that maybe very salable on e-Bay or other online auctions as well. Most of the time attending these are free and sometimes fun. Doing just a little bit of research online and learning about auctions could and very well be extremely profitable. I think most people would be surprised at how many and how big this business really is. There are some incredible deals out there to be had, a lot of people just don’t bother to pursue any of these avenues for making money. Fun auctions to start out on are the weekly auctions in your town or the storage building auctions. If you are going to sell online you will want to check these storage building auctions out.

Here is a short list of different auctions which you may want to check into a little closer.

Government Auctions
Law Enforcement Auctions
Penny Auctions
Online Unclaimed Property Auctions
Storage Unit Auctions

Chicago grains tumble on concerns of economic slowdown – flat bottom bags for sale

CHICAGO, March 7 (Xinhua) — Chicago grains tumbled on Monday, as investors worried that the surging oil prices would affect economic recovery and thus, dampen global grain demands.

The most active corn contract for May delivery closed at 7.1075 U.S. dollars per bushel, down 10.5 U.S. cents, or 1.5 percent. May wheat shed 31.5 cent, or 3.8 percent, to 8.0075 dollars per bushel. May soybean lost 19 cents, or 1.3 percent, to 13.95 dollars per bushel.el.

Market analysts said that investors feared that continued hikes in energy price could eventually slow down the world economy, and thus, increase selling in agricultural markets.

Analysts added that fund traders were major sellers who are exiting agriculture markets and shifting their money toward energy and metal markets.

Crude oil Monday rose to a 29-month high of 105.44 dollars in New York on concern that turmoil will spread to more Middle East producers.

The wheat market suffered the sharpest drop in the day, as a negative tone for the economy, less concerns with the China wheat crop and an improved weather outlook for the U.S. crop helped to drive the market lower.

Traders noted that talks of increased chances of rain for the central plains of U.S. this week and some chances of a little rain in the western plains helped to pressure the market in early session, and weakness across other agricultural markets further weigh on the market amid heavy selling.

Meanwhile, the soybeans market was pressured by better-than- expected rain coverage in Argentina, a record harvest in Brazil as well as the news that that the Argentina port strike has ended.Chicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for sale

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Careers In The Field Of Economics

Those of you, who want to pursue their higher education in economics but are doubtful of the job opportunities that will be available to them, need not worry. You will have a wide variety of careers once you complete an economics degree. After a Bachelors degree, you can also go on for a Master’s in the same field. This will ensure that you find a high-paying job as soon as you are done with your Master’s.

One of the many career choices available to you after an economics degree is economic consulting. You job in this case would be to advise companies on various economic and business strategies and also be responsible for the economic portion of legal procedures. Law is also a good option for holders of a degree in economics. By pursuing a career in economic law, you have the opportunity to work for many firms as well as government agencies. The government often needs economists to draft the economic policies of the country and the analysis of the prevailing economic conditions.

Complementing your economics degree with something as valuable as finance will considerably increase the amount of money you can expect to earn annually after you graduate. However, a simple degree in economics only will also earn you a higher than expected annual income. The salary you get also depends in large on whether you are employed by a private firm or a government agency. The latter will probably pay you much higher than the former. On the whole, it has been concluded that the average annual salary of an economist is pretty high, mainly because of the high demand and relatively fewer people who choose this career path.

When it comes to careers in economics, you are bound to be employed in a firm which operates in large cities. In addition to this, you may even get the chance to go on international tours and collaborate with worldwide agencies like the World Bank, International Monetary Fund and the United Nations.

If you are planning on getting a degree in economics, there are a few factors to consider. You need to have a large concentration span and be able to analyze even minor details as you will be required to this to a large extent, regardless of the place you are employed by. You need to have a great deal of patience, since you will inevitably have to spend long hours trying to study some figures and solve problems and reach conclusions. Moreover, excellent communication skills are an essential prerequisite to being a successful economist as you will be required to present the results of your research and hypotheses in a very clear manner, may it be in the oral or written form.

Hence, careers in economics are a great option for those who wit highly inquisitive minds and the drive to find solutions to the economic problems faced on both a micro and macro level.

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